What is Office Insurance?
Office insurance protects against the risks that fire and water damage, theft and accidents can pose to your business.
What is covered under an Office Insurance policy?
Office Insurance can be tailored to suit your individual business needs. Usually, the standard cover includes, but is not limited to:
Property Damage – Cover for your office premises, equipment, and contents. For portable equipment such as laptops, tablets and mobile phones, cover can be provided away from the premises.
Business interruption – Cover for lost profits and increased costs of running your business after damage to property.
Employers’ liability – Protection against legal and compensation claim from employees who injure themselves whilst at work
Public liability – Covers the business in the event your clients or members of the public suffer personal injury or property damage as a result of the negligent actions of you or your employees.
Bespoke cover for the Legal Sector
As a specialist broker for legal professionals, we have access to products that offer bespoke cover for Solicitors. Some extensions available to you are:
- Cover for Trust or Estate Property
- Cover for Property during conveyance
Cover for artwork or visitors’ personal belongings - Non violent and forcible theft cover
- Billable hours business interruption cover and additional increased costs of working
- Office recovery support including temporary office accommodation, phone call redirection, reinstated email domain and internet
- Irreplaceable and Essential Document cover – compensation for the cost of a legal indemnity policy after damage to property transactions or documents.
- Terrorism – cover for damage to property resulting from terrorism or political violence.